Payday loans provide an easy alternative to meet your cash crunch between paydays, however, finding a good payday loan lender is not an easy task. Instant Cash Solutions is our effort to simplify the process of finding good online payday lenders. We provide unbiased and impartial reviews of almost all payday loan lenders in UK. Use our resources to work out the best deal for you.
Payday Loan Lenders in UK
Instant Cash Solutions bring to you the first ever consumer powered review of payday loans and related services in UK. We are the only website who provide an exhaustive list of all payday loan lenders without bias and allow our users to post their experiences with each of these companies. Browse around the list of payday lenders to the left, read experiences of other people with a lender and enrich our website with your own experiences.
Looking for a payday loan?
We have a list you can use. The order of listing is based on our rough estimate of Lender's acceptance rates (highest to lowest).
| Banner | Name | Service | Typical Charges | Our Review | Link |
| Micro Lend | Lender | 30% (2229.8% APR) | New Lender. Very professional. Know More. | ![]() | |
| Wonga | Lender | 1% a day (2689% APR) | Direct lenders. Guarantee 15 minutes money transfer. Know More. | ![]() | |
| Payday Bank | Broker | 25% (1355% APR) | One of the biggest brokers in UK. Very high acceptance rates. Know More. | ![]() | |
| Now! Payday | Broker | 6.25% per week (1355% APR) | Good reputation. High acceptance rate. Know More. | ![]() | |
| Tooth Fairy Finance | Lender | 9% per week (2689% APR) | Direct lenders. Allow SMS applications. Know More. | ![]() | |
| 1 Month Loan | Lender | 30% (2964.4% APR) | Good reputation. High Approvals. Know More. | ![]() | |
| Mr Lender | Lender | 25% (1990% APR) | New Lender. Good reputation. Know More. | ![]() | |
| Cash Genie | Lender | 30% (2623% APR) | Direct lenders. High approvals. Know More. | ![]() |
A note of caution
While payday loans seem to have their own share of advantages like loans for bad credit, convenience and fast processing, they are among the most expensive form of borrowing. Many a times payday loans turn into a never ending cycle of debt. Here are some alternatives to payday loans, one may want to consider.
Why some online payday loan companies you know are not here?
There may be two reasons to it:
- We may not have come across this company during our market survey. You are free to recommend to us any such company and we will add it to our list.
- The company is not actually a direct lender, but a loan broker or an affiliate. Loan brokers are companies with websites that work for some other lenders. These companies then make money out of every person applying through their website and taking a loan from some lender. Such companies are listed under the section Payday Loans Matching Websites.









