Lending Stream Payday Loans

Company Name: Lending Stream Ltd.
Site Description: Unsecured, short-term payday loans for your emergency needs. We make payday lending transparent, secure, simple, instant and faxless. Apply now and get approved within minutes (as on the lender website).
Website: lendingstream.co.uk

Lending Stream Features

Maximum loan amount: £1000
First loan amount: £400
Typical APR: 2641%
Finance charges: 20%-30% per loan term

Lending Stream Eligibility

Must be at least 18 years of age
Must reside and be regularly employed (not self-employed) in the UK
Must have a bank account which receives direct deposit and have a valid debit card
Must be paid monthly and have a take home monthly pay of at least £750

Our Review

They seem to be an established lender. Their website seems to comply with most legal guidelines. They hold a valid SSL certificate. They advertise no faxes on their website.

To know more about this lender do a quick search in the consumer forums of UK and hear what people have to say about it.

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8 comments

I am using these guys at present and haven't had any issues with them so far. Their charges are gonna be high for a loan, but I kind of expected that. So far so good, I guess only time will tell!

declined instantly but get A LOT of texts from finance companies all over...

If you need to borrow money go to your local credit union typically 7.5% they are all over the country visit ABCUL's website do not borrow from extortionists!!!

To me this company is nothing but marketing. Within a second of pressing the button I was declined without any processing time at all and I was inundated with text messages from everybody and their mother and calls from discover finance etc, etc. Stay well clear unless you want your details passed on.

Got a good credit history and still get declined by them. Oh well I ain't complaining :)

Iv been with this company twice and thay have been very helpful both times.....

just one problem is the massive intrest they charge... dont get me wrong i knew what i was walking in to, but a 6 month cycle loan which is what the offer along with a 1 month loan is incredably high...

I called to see if there was anything they could do for me and a repayment scheme was set up. £70 a month for 10 months, which is £700 for a £280 loan now i am paying this for another 8 months and i had the loan in august.

I suppose just going to have to live with it... but on a whole thay do exactly wat it says on the tin!!

got instantly declined even though i have decent credit, and asked my dad to apply and got rejected even though he is a homeowner, has never been behind on any payments and has a amex platinum card. do they accept anyone?

the review before mine is obviously an employee of the company. or maybe it is george cloony. i don't know :/

i guess the only way to borrow money is off friends and family

I have found a good payday lender in UK as Lending Stream. Their policies and online lending process reflect their commitment to customer delight. I am impressed with their ability to serve customers, without compromising on their policy of responsible lending, contributes to their credibility and enhances their reputation to a large extent. If you seek a secure, convenient and reliable way to fund your emergency needs, Lending Stream is the best option available online.