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Lending Stream Payday Loans
lending stream
  • Company Name: Lending Stream Ltd.
  • Site Description: Unsecured, short-term payday loans for your emergency needs. We make payday lending transparent, secure, simple, instant and faxless. Apply now and get approved within minutes (as on the lender website).
  • Website: lendingstream.co.uk

Lending Stream Features

  • Maximum loan amount: £1000
  • First loan amount: £400
  • Typical APR: 1355%
  • Finance charges: 25% per loan term

Lending Stream Eligibility

  • Must be at least 18 years of age
  • Must reside and be regularly employed (not self-employed) in the UK
  • Must have a bank account which receives direct deposit and have a valid debit card
  • Must be paid monthly and have a take home monthly pay of at least £750

Our Review

They seem to be an established lender. Their website seems to comply with most legal guidelines. They hold a valid SSL certificate. They advertise no faxes on their website. They claim to give out up to £1000 to their repeat customers, the highest by any payday lender.

To know more about this lender do a quick search in the consumer forums of UK and hear what people have to say about it.

#1Submitted by Lady_T (not verified) on Wed, 02/03/2010 - 13:45.

Useless

Got a good credit history and still get declined by them. Oh well I ain't complaining :)

#2Submitted by guest (not verified) on Fri, 01/22/2010 - 21:12.

Iv been with this company

Iv been with this company twice and thay have been very helpful both times.....

just one problem is the massive intrest they charge... dont get me wrong i knew what i was walking in to, but a 6 month cycle loan which is what the offer along with a 1 month loan is incredably high...

I called to see if there was anything they could do for me and a repayment scheme was set up. £70 a month for 10 months, which is £700 for a £280 loan now i am paying this for another 8 months and i had the loan in august.

I suppose just going to have to live with it... but on a whole thay do exactly wat it says on the tin!!

#3Submitted by Guest (not verified) on Thu, 01/14/2010 - 13:32.

got instantly declined even

got instantly declined even though i have decent credit, and asked my dad to apply and got rejected even though he is a homeowner, has never been behind on any payments and has a amex platinum card. do they accept anyone?

the review before mine is obviously an employee of the company. or maybe it is george cloony. i don't know :/

i guess the only way to borrow money is off friends and family
#4Submitted by George Cloony (not verified) on Wed, 12/30/2009 - 09:09.

Excellent Lender

I have found a good payday lender in UK as Lending Stream. Their policies and online lending process reflect their commitment to customer delight. I am impressed with their ability to serve customers, without compromising on their policy of responsible lending, contributes to their credibility and enhances their reputation to a large extent. If you seek a secure, convenient and reliable way to fund your emergency needs, Lending Stream is the best option available online.

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