1 Month Loan

Company Name: Fortress Group UK Ltd.
Site Description: Fast Payday Loans. Money deposited into your account same day! Low charges on Payday Loans. Repay on your loan on payday!(as on the lender website)

One Month Loan Features

Maximum loan amount: £750
First loan amount: Depends on monthly take home
Typical APR: 2964.4%
Finance charges: 30% per loan term

One Month Loan Eligibility

Must have a current bank account with a debit card
Must be at least 18 years of age
Must be fully employed
Must be a UK citizen

Our Review

They seem to be an established lender and adhere to most legal guidelines on their website. The website is secure from a data privacy point of view. The finance charges are slightly steep at £30 compared to an industry average of £25. They are online and do not advertise any requirement of faxes on their website.

To know more about this lender do a quick search in the consumer forums of UK and hear what people have to say about it.

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23 comments

THIS COMPANY... kept sending me email after email asking me to send the information that was previously asked for in an earlier email. They just kept sending that over and over saying to check in the spam folder if its not in my inbox. What a load of crap. Also, the majority of application will fail the verification procedure and they will ask for additional info to prove bank account ownership etc. Basically this outfit has not money of there own and is borrowing off a bigger lender (no surprise there) and they must produce all the documents to them to get the money. In there advertisement they make it sound easy and tell you the most important thing which is that the money can be send very very fast. Not true! By the time you have taken out the loan and been messed about, once you receive the money they you will be far more closer to the deadline of having to repay the loan. For them, all they have to do is then borrow the money in a smaller time frame from the bigger lender. hahah! Once you have signed for it its too late as per there T&C. There are lots of little trick money lenders use that can rinse more money out of desperate people. Another thing is that, don't you feel such places are being run by some people who may take your details and fraudulently use them?? Sure, banks, shops etc can do the same, but these places do tend to pass your details on to 3rd parties who snag you into singing there forms for another loan etc and take a one off fee by DD.. which you can of course claim back through your bank. BTW, they also get a lovely referral fee when you sign up. If your desperate, just tell all the bill collectors, credit card companies to piss off. Go and get free legal advice if you are unemployed. Forget what damage it can do to your credit history as that's bullshit anyway. Just don't let your debts get you down. A pay day loan is NOT the right answer for MOST people!

They give the impression that you are going to receive a loan pretty shortly and then they keep asking you for bank card photo copies,copies of my salary detail etc etc. Then once you do send these documents they e mail you back stating they haven't received them. I've tried phoning and they put you on hold for at least 20 minutes.

I have just applied with these - hope I haven't wasted my time......They asked for me to email over copies of my bank card...........

I see 1 month loan have decided to stop commenting on our comments.

Been on hold for over 20mins! which I'll need another loan to repay! they've asked me to send copies of my card...... sent and surprise surprise NO REPLY.

My bank have no idea what they are talking about -
I am sorry to advise you that the debit card details supplied in
your application has failed our automated verification
check which has returned a result of ‘dead or declined
card’.This may be because your bank are declining any
transactions due to insufficient funds

I think they make their money off us mugs staying on hold for hours on end

This company are a joke....hold for an advisor...not received email? I have emailed docs 4 times now and also faxed them. Not worth the hassle

I applied for a loan with these too. Was approved and i had to sign the agreement. Only problem is I've changed bank details and it wont let me change them and I've been on hold for over 20 minutes. Ridiculous. Starting to wonder if there's anyone working there or if they are still a company!

applied for a payday loan- sent of all required documents and loan was approved- still NO MONEY sent to my bank- and they cant be bothered to contact me- - think this company just likes to play games with people!

I have the same issues as others. Sent all paperwork off a month ago, told cannot read copy of bank card, sent further copy via e-mail still nothing!!!

I applied for a loan on Friday 14th May 2010 at 7:30am
On the same day I got an email at 8:44 saying "I am sorry to
advise you that the debit card details supplied in
your application has failed our automated verification
check which has returned a result of ‘dead or declined
card’.This may be because your bank are declining any
transactions due to insufficient funds.
We understand that this is possibly the reason why you
want a loan and so would still like the opportunity to
lend to you. To allow our underwriters to consider your
application further please fax or email us copies of
both sides of your debit card.
The card details must be easy to read.
We will not be able to process your loan without this
information. Our email is moreinfo@1monthloan.co.uk and
our fax number is 01284 717833.

Sorry for any inconvenience this may cause."

So I phone my bank to find out what the problem was they
Said there was not they could see to be wrong.
So I the took pictures of my bank card and sent them to
1 Month loan email address about 9am after that I was thinking I'll get
A phone call or an email or a text message or something
But nothing at 1pm so I phone the contact telephone number
For about 30min then did all the other options you can thing of and
No one picked up so I was on the phone for more the 3hrs in total
Till now I've emailed, phoned, faxed ect and I'm still waiting
If I found this site right her I would of never Applied

Would not recommend 1 month loan to anyone

after i sent them copy of front and back of card, (7th April) i received my loan agreement and email (after much chasing) on the 14th April (so much for being quick eh?) i was told that once i sent my card pictures i could have my money by 5pm that day or next working day at least... so anyway... it reaches 14th and i finally get my credit agreement. it is now the 19th and the money is still not in my account but apparently i have a repayment date of the 21st (my payday) so according to them i have to pay them in two days for a loan they did not even pay out? so after several emails they still have not responded. i told them today if i do not get a response and a payout/cancellation then i will not pay them a penny and will be taking the case to the FSA and the Financial ombudsman... guess what... they haven't replied. Don't even bother with them!

Although I have been dealing with this company for a while, I have had major difficulties in paying it back through personal circumstances. They have accepted a payment plan but the interest charges are huge and it will take me most of the year (if not next) to pay it back.

I am aware of the charges involved when taking out the loan but as the only worker in the family so only 1 wage coming in, its a bit steep. I did ask that they freeze it at the time, needless to say, they didn't and it was "too late".

That will teach me in future! Let it be a warning to you all!

This company is not reliable, i had a loan from them a few months ago, and everything went fine. I applied for a new loan recently and asked to change my bank details. they did this but started to carry out checks and asked me to send all sorts of documents just because i changed my bank details. they are un helpful and un relaible! DO NOT USE THEM!!!

They also asked me to send copies of front and back of my debit card, sent and they claimed to have not recieved this 4 times. They then said send bank statment of last 3 month and 2 utility bills and copy of passport which i didnt have so they wanted more documents. scanned them onto laptop and sent over and 10 days later got messages saying not recieved then when recieved they declined. whole proccess took about 20 days of me emailing them and forwarding on emails i had sent in the past so they knew i had sent them, worst company i have ever dealt with. Quick and effective service they say .... slow and ignorant is what i say!

Excellent staff to deal with, excellent communication time, easy application form, money deposited immediately - highly recommended

never get back in touch with you. I have sent the same documents several times along with emails chasing up the application but no-one ever bothers getting back in touch. They constantly send text messages asking for debit card details even though had been sent. i have sent one final email asking for a response by 3pm today and if I do not get one then I will cancel loan application. This is a joke.

Compared to other lenders I found them marginally better. Applied and was approved (this happens to me very occasionally). They called, seemed courteous, asked me for some verification and I had the loan.

STAY AWAY - WORST PAYDAY LOAN COMPANY OF THE LOT!!!

STAY AWAY - THEY TAKE OVER 2 WEEKS TO GET IN TOUCH - TELL YOU'VE BEEN ACCEPTED AND THEN REJECT YOUR APPLICATION AT THE FINAL STAGE - ABSOLUTE JOKE - THEY PUT ME IN ALL KINDS OF TROUBLE AS I THOUGHT MY LOAN WAS ASSURED

My loan, was paid off, in March 2009, in full. They are still taking money from my bank account, for what they claim was new loan. I have never had a reloan from this company. So why are they still trying to take my money?

Chris I have just checked our database and I believe that the truth is not as you describe. Please make contact with us so we can discuss your account. Please also be fair and don't leave comments that just are not true. We work hard to be fair and treat our customers with the respect they deserve; we are not like some of the other lenders. We have a complaints procedure and if you are unhappy please contact us.

tooooooooo long on hold to speak to a rep. On hold now for over 10mins. WHAT A JOKE!!

Having had the misfortune to come into contact with this company I would strongly advise others exercise caution if they have no other option but to deal with this company. Having sent the loan request they asked me for a copy of my card which was duly faxed. They claimed this was unreadable and so I emailed it. Following their repeated claims that they hadn't received this they finally got round to checking it 5 days after making the original application. I've been misinformed by their staff on countless occaisions re they state of their emails and workload. Staff don't contact you when they claim they will and it's all just a very bad display of service with a "do you want it or not", arrogant and complacement attitude.

Seems this comment was actually written by a competitor to 1MonthLoan.