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Wonga payday loans Features
Wonga payday loans Eligibility
Our ReviewWonga is probably one of the most talked about payday lenders in the UK. They have a significant online presence and a refreshing website. Their business model is also different from the rest of the lenders wherein they charge £1 fee a day. This depending on your needs may be expensive or cheap. They are totally online and claim to deposit money in your account anytime during the day or on weekends. There are, however, a few complaints in a few online forums about their collections methods and extraneous charges levied by them in cases of default. To know more about this lender do a quick search in the consumer forums of UK and hear what people have to say about it. |
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Wonga OK
After reading all these not-so-great comments, I thought I'd just chip in to say that I've not had any problems with Wonga. I use them occassionally, I pay on time and I've never had any issues.
Wonga
Same problem as many others starting using them found them great and reliable when i needed them then the month i needed them most kept getting declined!Had lots of different excuses why but did learn off one of there live chat guys the laws have changed and you cant have more than so many loan in a year from them but wouldnt state how many
I took out a loan with them
I took out a loan with them and could not pay it back on time - my fault fair enough however I tried numerous times to call them, I emailed them and I wrote to them recorded delivery - they never responded at all to my proposals of repayment. Then I received letters from a Solicitor who does not even exist!!! I checked and there was no such company and the phone number on the letter just takes you through to Wonga!!! I wrote again telling them I was onto their scam and again months went by with no reply... I have since received another letter from a different company who again don't answer their calls or respond to any letters I send. I am still trying to repay my loan to Wonga and for some reason they don't seem interested in actually answering me and just keep sending stupid letters threatening to take me to Court - perhaps if they ever answered me they'sd have had their money back by now!
here,here... 2 weeks before
here,here... 2 weeks before my payment was due my debt card was stolen. i cancelled the card and tried to inform wonga about this...sent letters emails but no response....after the due date i got a letter from wonga, demanding payment and i also had a 100pound charge added..wrote back several times and no answer all i keep getting are these pc automated letters.. i see their plan..ignore me but keep upin' the debt. not a chance i have all comms recorded and their gettint the agreed payment and thats all, if they want anymore take me to court! the case wouldnt even last 2minutes.
Avoid!!
I stupidly took out a loan with these people who, on the date my loan was due to be repaid, took more from my bank account than was agreed causing me to go overdrawn (I have since sought legal advice and this is fraud, I currently have a compaint regarding them with the financial ombudsman). This company prey on people desperate for cash and then plunge them into further debt. Please don't make the mistake I did and avoid them like the plague.
Good start...poor finish...
This company were really good when I first used them. Applied online money was in my account within the hour. Had a couple of loans with them, all paid back on time no problem, not one missed payment. They even said in one of their emails I was now a highly valued customer as I had proven I could make my repayments etc etc. Then (as someone else said also), I applied one day again and they just declined me?
I contacted them to ask them why as I had built up a good account with them and was told that "my debit card details didn't match the bank details they had on their system for me". I asked what on earth they were on about because my bank account hadn't changed and neither had my card and I'd had all my other loans accepted. Any attempt I made to use the site since results in just refreshing to the home page whenever i apply.
Highly highly frustrating, especially when I held such a good account with them. Dont understand why they would be willing to lose good custom??!
DONT TOUCH
Same here
I had the exact same problem with this company. Their excuse to me was that "my debit card didnt match my bank details". I would love to know how this is possible given the fact I used the same bank and card details with every loan I took out with them previously.
50/50
This company were really good when I first used them. Applied online money was in my account within the hour. Had a couple of loans with them, all paid back on time no problem, not one missed payment. They even said in one of their emails I was now a highly valued customer as I had proven I could make my repayments etc etc. Then (as someone else said also), I applied one day again and they just declined me?
I contacted them to ask them why as I had built up a good account with them and was told that "my debit card details didn't match the bank details they had on their system for me". I asked what on earth they were on about because my bank account hadn't changed and neither had my card and I'd had all my other loans accepted. Any attempt I made to use the site since results in just refreshing to the home page whenever i apply.
Highly highly frustrating, especially when I held such a good account with them. Dont understand why they would be willing to lose good custom??!
They are a crap company,
Wonga
me also
I had this exact problem they keep taking £10 out of my account like 1-2 times a day until i phoned them and they knocked like 200 off the interest but im still paying more than what i said because they took the money out without asking
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